What are the PMJAY Eligibility Criteria for making an Ayushman Card?

Medpho Team May 1, 2023

Ayushman Bharat Yojana or PMJAY is an Indian government healthcare project aimed at improving the well-being of the poor. It consists of two major health-related initiatives: Health and Wellness Centre (HWC) and Pradhan Mantri Jan Arogya Yojana (PMJAY).

More than 10 crore families are covered by the PMJAY scheme, which provides health insurance worth 5 lakhs. The initiative guarantees cashless care at both government and private hospitals that have been accredited. Furthermore, costly surgery such as coronary bypass, knee replacements, and other procedures are also covered. The PMJAY scheme's main benefit is that it provides financial security in the event of unforeseen calamities. So, let's look at the PMJAY eligibility criteria.

In this blog, we are delivering a complete step-by-step guide on PMJAY eligibility criteria.

pmjay eligibility

PMJAY Eligibility Criteria 

The eligibility criteria are split into two categories:

  • Rural Category
  • Urban Category

Rural Category

Urban Category

Families living in one room with kucha walls and kucha roof


Families with no male between 16 years and 59 years of age


Families with no one between the ages of 16 and 59

Domestic worker

Families with at least one physically challenged member but no healthy adult


SC/ST households

Sanitation workers, gardeners, and sweepers

Landless households

Home-based artisans, handicraft workers, Tailor

Families without shelter

Mechanics, electricians, and repair workers

Living on alms

Plumbers, construction workers, masons, porters, welders, painters, and security guards

Manual scavenger families

Assistants, peons of a small organisation, delivery boy, shopkeepers and waiters

Primitive tribal groups

Transport workers such as drivers, helpers, cart, rickshaw pullers, and conductors

Bonded labourers

Cobblers, hawkers, and individual providing services by working on streets or pavements

How to Check PMJAY Eligibility Criteria Online?

Here is how you can check the PMJAY eligibility criteria with the following steps:

Step 1: Visit the official PMJAY website (

Step 2: Choose the PMJAY ‘Am I Eligible’ option present near the search bar.

Step 3: Fill in your name, phone number, ration card number, or URN number for the Rashtriya Swasthya Bima Yojana.

Step 4: You will receive an OTP after submitting your mobile number. Submit the OTP that was generated.

Step 5: Choose your state of residence. 

Step 6: Once you've filled in all the relevant details, click the 'Search' button. When you click the search button, a list of names from the category will appear.

Step 7: Check your name in the list.

After verifying your eligibility on the online portal, you should look forward to the Ayushman Bharat Yojana online registration and application process. 

Looking to consult an Ayushman Expert who can guide you with the Ayushman card and surgeries. Contact Medpho on #BasEkCall at 88569-88569 for a free teleconsultation with our Expert.

Ayushman Card eligibility

Who Is Not Eligible To Take Advantage of the PMJAY?

The list of people who are not eligible to avail of healthcare services under the scheme are as follows:

  • Those who use automated farming equipment.
  • Who owns a two, three or four-wheeler.
  • Those who have a Kisan card.
  • Government sector employees.
  • Those who own a fishing boat with a motor.
  • Those who are earning over Rs.10,000 per month.
  • Those who are working in government-run non-agricultural businesses.
  • Those who have more than 5 acres of agricultural land.
  • Those who own refrigerators or landlines.
  • Those who stay in properly constructed houses.


The Pradhan Mantri Jan Arogya Yojana, targeted at poor and vulnerable families, has reportedly received tremendous response in the early phases. Through this scheme, the government has shown its commitment to strengthening the Indian healthcare system.

Looking to consult an Ayushman Expert who can guide you with the Ayushman card and surgeries. Contact Medpho on #BasEkCall at 88569-88569 for a free teleconsultation with our Expert.